BETH EUBANKS
Beth Eubanks has 18 years experience in the mortgage industry. She prides herself in over communicating during every step of the mortgage process. She enjoys working with all buyers including first time homebuyers, investors, veterans and everyone in between. She is also a mom of 4 great kids and enjoys hiking, anything on the water, and spending time with family and friends.
Contact Info:
Address: 1813 Market Street, Chattanooga, TN, United States, Tennessee
Website: http://cmghomeloans.com/mysite/beth-eubanks
Email Address: eeubanks@cmgfi.com
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AREAS OF EXPERTISE
CONVENTIONAL LOANS
A conventional loan is a type of mortgage loan that is not insured or guaranteed by a government agency, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Instead, conventional loans are backed by private lenders and follow guidelines set by Fannie Mae and Freddie Mac, two government-sponsored enterprises.
FHA, VA, and DSCR LOANS
FHA loans are designed to help borrowers with lower credit scores and smaller down payments, while VA loans are exclusively available to eligible veterans and active-duty service members, offering benefits like zero down payment and no ongoing mortgage insurance. Both types of loans have their own eligibility requirements and benefits, so borrowers should carefully consider which option aligns with their specific needs and circumstances.