Should You Buy Now or Wait for Rates to Drop in Chattanooga? (2026 Guide)

A week ago or so, I wrote a post where I walked through the $21,000 sitting on the table for first-time buyers in Chattanooga. The question that comes right after that one, almost every time, is: okay, but should I even buy now — or just wait for rates to drop first? Here's my answer, and it's not c

Chattanooga Down Payment Assistance Program: How to Get Up to $21,000 (2026 Guide)

Every first-time buyer I've talked to in the last few weeks has asked me some version of the same question: "Wait, is that down payment program real?" It is. The city rolled out $21,000 in down payment assistance for first-time buyers this year, and it's gotten covered by every local news outlet in